SAMPLE DECISIONILLUSTRATIVE
Can we afford a $700K home without pausing retirement savings?
THE SHORT ANSWER
Yes—if you put 15% down and keep at least $45K in cash.
HOME PRICE$700KDOWN PAYMENT$105KCASH LEFT$48K
∑ See how Show the Math works →02 / HOME BUYING
How much house can I afford?
Ask how much house you can afford. Linc models the price, cash after closing, debt, monthly spending, and retirement impact together.
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WHAT MOVES THE ANSWER
Change the assumption,
not the spreadsheet.
Purchase price
See the point where the plan starts to feel tight.
Mortgage rate
Compare buying now with refinancing later at a lower rate.
Down payment
Balance cash on hand, debt, and your retirement date.
WHAT LINC CHECKS FIRST
The numbers that can change the answer.
Cash + investmentsMortgage ratesMonthly spendingProperty estimatesRetirement saving
START WITH THE DECISION
See what works for your finances.
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