Money coming in
Paychecks and other recurring income from your connected accounts.
PERSONAL CASH FLOW FORECAST
See your future cash. Make better plans.
Forecast your cash after income, bills, and upcoming plans. Add a vacation, bonus, or big purchase and see what changes.
Try free for 30 days. No credit card required.
START WITH WHAT USUALLY HAPPENS
Use your real cash flow.
Then add what's coming.
Money going out
Bills, everyday spending, credit cards, and other regular expenses.
Then add what’s coming
A trip. A bonus. Tuition. A big purchase. Paying off a card.
CHANGE ONE THING
See how one decision
changes the rest.
“Can I afford the trip?”
Add the cost and timing. See what you will have left afterward.
“What if my bonus is smaller?”
Change the amount and see how the next few months look.
“Should I pay off this card now?”
See what happens to your cash — and what you could save in interest.
LOOK AHEAD
Your bank app tells you what you spent. Ask Linc helps answer what you can afford.
How much money will I have left?Can I afford this?How much can I spend this month?Will I run short before my next paycheck?What if this expense is bigger than I planned?What happens if I pay this card off now?
IF SOMETHING LOOKS WRONG
Fix the assumption.
Maybe that big charge was a one-time purchase. Maybe you canceled that subscription. Maybe an old paycheck should still be counted. Ask Linc shows what it thinks belongs in your forecast so you can correct it instead of working around a bad assumption.
SHOW THE MATH
The AI doesn't make up the math.
Cash flow is calculated by the financial engineAI helps explain the resultThe underlying numbers stay inspectableSee how Ask Linc checks the math →
CASH FLOW FAQ
A few things worth knowing.
Is this a budgeting app?
Not really. You do not have to put every dollar into a category or build a monthly budget. The point is to understand what you are likely to have left and how a decision changes that.
Can I add something that has not happened yet?
Yes. Add future income or expenses like a bonus, trip, tuition bill, large purchase, or credit-card payment and see how they change your forecast.
How far ahead can I look?
You can look ahead over the next month, quarter, year, or another period that matters to you.
Does AI calculate the forecast?
No. The underlying cash-flow numbers are calculated outside the language model. AI helps explain the result and reason through your options.
START WITH THE DECISION
Can I afford it?
See what you’ll have left before you decide.
Build my forecastTry free for 30 days. No credit card required.