Ask follow-ups. Change assumptions. Explore tradeoffs.
Ask follow-ups. Change assumptions. Explore tradeoffs.
Most financial tools treat every question as isolated. Ask Linc doesn't. It understands your finances as a connected system—remembering your goals, age, risk tolerance, and past assumptions as part of an ongoing conversation. That means you can ask:
“Are we still on track to retire if we slow down contributions?”
“What happens if rates stay higher for longer?”
“Does paying off the mortgage early actually help us?”
And then keep going. Refine the scenario. Push on edge cases. Ask “what if” without starting over. This is financial reasoning, not one-off answers.
Your decisions don't happen in a vacuum. Neither do Ask Linc's answers.
Your decisions don't happen in a vacuum. Neither do Ask Linc's answers.
Ask Linc incorporates current market conditions—interest rates, inflation trends, mortgage dynamics, and macro context—so advice isn't frozen in time. That matters when you're deciding whether to:
Static rules of thumb break down when conditions change. Ask Linc adjusts the analysis instead of pretending markets don't exist.
Stress-test your plan before real life does.
Stress-test your plan before real life does.
Ask Linc evaluates the durability of your financial plan, not just whether the numbers add up today. That includes:
Instead of vague reassurance, you get clarity on where your plan is strong, where it's exposed, and what actually improves outcomes versus what just feels comforting.
Your real data never gets handed to an AI model.
Your real data never gets handed to an AI model.
This matters, and most tools hand-wave it. Ask Linc abstracts and anonymizes your financial information before analysis. The AI reasons over signals and structure—not raw account details. Your balances, institutions, and identities are not exposed.
You get insights from your finances without turning your life into training data. No screenshots. No copy-pasting statements into a chatbot. No blind trust required.
Not day traders. Not spreadsheet hobbyists.
Not day traders. Not spreadsheet hobbyists.
Ask Linc is for people who need answers they can act on:
If you want constant alerts, pretty charts, or generic advice, this isn't it. If you want to understand where you stand, what actually matters, and what to do next, Ask Linc was built for you.
Connect your accounts. Get analysis grounded in reality.
Connect your accounts. Get analysis grounded in reality.
Ask Linc combines your real account data with live market and economic context. You connect accounts; we pull in rates, inflation, and market data from trusted sources. Together, these enable scenario modeling, tradeoff analysis, and answers grounded in your actual situation—not hypotheticals.
Account connections
Over 11,000 institutions—banks, credit unions, fintechs. Balances, transactions (90+ days), interest rates, and APRs. Powers cash flow analysis, spending patterns, and debt payoff scenarios.
Fidelity, Vanguard, Schwab, Robinhood, E*TRADE, and more. Holdings, asset allocation, market values, and 2+ years of buy/sell history. Essential for retirement modeling, withdrawal sequencing, and portfolio stress tests.
Cash, real estate, or assets that can't be linked. Add balances manually to round out your net worth and ensure scenario analysis reflects your full financial picture.
Market & economic context
CPI, Fed funds rate, mortgage rates, credit card APR, unemployment. Powers inflation-aware analysis, refinance decisions, and debt strategy.
Live CD rates, Treasury yields, mortgage rates, and stock data. Used for real-time market context when comparing savings options or tracking investments.
Stock aggregates, Treasury yields, inflation, and inflation expectations. Powers comprehensive market intelligence for answers.
Real-time financial news and current rates. Supplements market context so answers reference what's happening now, not last month's data.
Property valuations when you add your address. Low, mid, and high estimates feed into net worth and retirement planning.
Retirement & portfolio analysis
Historical price data with dividend and split adjustments. Powers retirement stress testing and portfolio Monte Carlo simulations with accurate long-horizon returns.
ETF and fund metadata: expense ratios, asset class, geographic focus. Enables accurate portfolio mapping and asset allocation analysis for retirement projections.
Account connections are read-only—Ask Linc cannot move money. Your credentials are never stored on our servers. All market and economic data is fetched by Ask Linc to enrich your analysis; you don't connect to these sources directly.
$9/month. Cancel anytime.