01 / FINANCIAL PICTURE
Cash, spending, and debt
Checking, savings, cards, loans, income, and spending show what is available now and what the decision has to fit around.
ACCOUNTS & DATA
Your finances live in many places. Your answer shouldn't.
Linc brings together the parts of your financial life that matter for the question you are asking—and leaves out what does not.
THE FINANCIAL PICTURE BEHIND THE ANSWERBUILT AROUND YOUR QUESTION
YOUR MONEYCash + spendingYOUR PLANInvestmentsYOUR LIFEProperty + goalsLYour decisionWhat could change it?RIGHT NOWRates + marketsRIGHT NOWCurrent rulesTHE LONG VIEWMarket history
THE RESULTOne answer that keeps the rest of your financial life in the decision.
READ-ONLYLinc cannot move your moneyQUESTION-FIRSTThe decision determines what mattersONLY WHAT MATTERSNo need to throw every data point at every answerCHECKABLESee the facts and sources behind the result
THE NUMBERS BEHIND THE DECISION
Linc pulls in what could change the answer.
Connected accounts are the starting point, not the product. The value is knowing which facts belong in this decision and how they affect one another.
02 / FINANCIAL PICTURE
Investments, property, and goals
Brokerage and retirement accounts, home value, and longer-term goals show what the decision could help—or set back.
03 / FINANCIAL PICTURE
What is true now
Rates, market prices, current rules, and long-term history are added when they can materially change the answer.
START WITH THE QUESTION
Different decisions need different facts.
A home question needs mortgage rates and cash after closing. A career break needs income, spending, benefits, and runway. Retirement needs a longer view.
01HOME
Can we afford a $700K home without pausing retirement savings?
Cash · spending · mortgage rates · property · retirement
02CAREER
Can I take a year off without setting retirement back?
Cash · spending · income · benefits · retirement
03RETIREMENT
Could we retire two years earlier without making the plan too tight?
Savings · spending · Social Security · investments · market history
ONLY WHAT MATTERSLinc does not use every available data point just because it can. It uses what could change the answer.
WHERE THE FACTS COME FROM
Connected accounts, property, markets, and current information.
You do not need to know the provider names to use Ask Linc. They are here so you can see where the underlying information comes from.
01SOURCE
Plaid
Banking, cards, loans, balances, and transactions
02SOURCE
SnapTrade
Brokerage and retirement accounts, holdings, and cash
03SOURCE
RentCast
Home-value estimates and property context
04SOURCE
FRED + Massive
Rates, inflation, yields, and economic context
05SOURCE
FMP + Tiingo
Fund details, prices, history, and market information
06SOURCE
Kenneth French + Robert Shiller
Long-run market, bond, and inflation history
07SOURCE
Focused web sources
Current rules, limits, and facts when the question needs them
START WITH THE DECISION