INTERACTIVE PRODUCT DEMO
Your question. See where Linc takes it.
Retire early, take a pay cut, or buy a bigger home. See how Linc works through each decision, with the numbers behind its answer. No account needed.
Sample data. Real product experience. No account required.
CLICK THROUGH THE PRODUCT
Start with the decision. Then inspect the answer.
Try the tabs, switch between questions, and explore the sample accounts. You can browse the example, but you can’t submit a new question.
DECISION WORKSPACE
Work through your next money decision.
ASK LINC
We have $2.29M invested. Can we retire at 55 and keep spending $150,000 a year, including travel?
Example answer based on the sample accounts and assumptions shown here.
Linc’s answer
I’d keep 55 on the table, but I wouldn’t treat $150,000 a year as untouchable. That plan ran out of money in 28 of 637 tested histories. At $130,000 a year, none ran out. If the full $150,000 budget matters more than leaving at 55, retiring at 58 also lasted in every tested history. The choice is whether three years of work are worth keeping that extra $1,667 a month.
Key metrics
What I’d pay attention to
- The first 12 years are the stretch to plan for: your portfolio covers the full budget until Social Security starts at 67. After that, the $150,000 plan needs $90,000 a year from investments.
- Working to 58 brings the median projected portfolio from $3.40M to $4.22M. That is what those three extra working years buy in this comparison.
- The $130,000 result assumes lower spending throughout retirement. It does not prove that cutting back only after a market drop would be enough.
What I’d do next
- Separate the $150,000 budget into costs you must cover and spending you could actually give up. Find the $20,000 before relying on the leaner plan.
- Check how you would fund withdrawals before 59½ and healthcare before 65. Those details could change the retirement date.
Ready to use your own numbers?Your first month is free. No credit card required.
Try it with my financesWHAT MAKES IT DIFFERENT
See the answer. Then check the work.
Your finances stay attached to the question.
Cash, investments, property, debt, spending, and household context can inform the same decision.
Explore accounts and data →Dedicated calculators run the numbers.
For supported planning questions, calculations run outside the language model and remain available to inspect.
See how Ask Linc works →Assumptions, checks, and sources stay visible.
See what the answer used, what had to be assumed, and which current facts or sources supported it.
See how answers are checked →PRIVATE BY DESIGN
Explore now. Connect only when you are ready.
The demo uses sample data. When you use Ask Linc, account connections are read-only and your financial data is never used to train AI models.
See how your data is protectedINTERACTIVE DEMO FAQ
Before you explore.
Can I explore the Ask Linc demo without creating an account?
Yes. The demo is read-only and uses sample financial data, so you can explore the product experience without signing up or connecting an account.
What does the financial planning software demo show?
It shows how a financial question becomes an answer you can inspect, including the financial context used, key calculations, assumptions, checks, sources, and suggested next steps.
Is the demo providing financial advice?
No. The demo is an educational product example, not financial advice. Its figures are sample data and should not be used to make a personal financial decision.
Will my Ask Linc plan look exactly like this example?
The workflow is representative, but your plan will reflect your own accounts, goals, assumptions, and questions. A simpler financial picture works too—you do not need dozens of accounts to use Ask Linc.
START WITH YOUR DECISION