WHY ASK LINC EXISTS

I needed to answer one hard money question.

I wanted to understand what I could afford, how long my savings would last, and which assumptions the answer depended on.

Stylized portrait of Ethan Teng
Ethan TengFOUNDER · ASK LINCConnect on LinkedIn

THE ORIGIN

It started with a layoff—and a bad idea.

After I got laid off, I pasted my bank statements into ChatGPT to figure out how long my savings would last without a job.

WHERE IT BROKE

The answers sounded convincing. But facts, assumptions, and shaky math all blurred together.*

* 35 of 100 ChatGPT Search finance answers were incomplete, misleading, or wrong. In another test, a CFP® professional found a retirement plan more than $500K short. Read the analysis →
WHAT I NEEDED

I needed an answer based on my accounts, with the numbers and assumptions I could check.

THE RESULTSo I built Ask Linc.

HOW WE BUILD

The product follows four simple rules.

01

Start with the decision

Let people ask their question in their own words.

02

Keep the whole financial picture in view

A house, a career break, a child, investments, and retirement share the same money.

03

Show the tradeoffs

A useful answer says what works, what feels tight, and what could change the result.

START WITH THE DECISION

What decision are you trying to make?

Start free

Try free for 30 days. No credit card required.