03 / GROWING A FAMILY

Plan for a child without guessing what has to give.

Connect your finances and ask your question. Linc brings the relevant numbers together, explains the tradeoffs, and lets you explore what changes.

Explore my question

Try free for 30 days. No credit card required.

LSAMPLE DECISIONILLUSTRATIVE

Can one of us take four months of leave and still afford childcare?

THE SHORT ANSWER

Yes—if you build an $18K leave fund before the baby arrives.

LEAVE FUND$18KCHILDCARE$2.1K/moRETIREMENTUnchanged
∑  See how Show the Math works →

WHAT MOVES THE ANSWER

Change the assumption,
not the spreadsheet.

01

Time away from work

Compare paid and unpaid leave without losing sight of cash flow.

02

Childcare

See when daycare costs begin and how long they overlap with leave.

03

Housing and space

Test whether a move belongs in the same plan or can wait.

WHAT LINC CHECKS FIRST

The numbers that can change the answer.

Income + benefitsCash savingsMonthly spendingChildcare estimatesRetirement contributions

START WITH THE DECISION

See what works for your finances.

Start planning

Try free for 30 days. No credit card required.