03 / GROWING A FAMILY

Plan for a child without guessing what has to give.

Connect your financial accounts and ask Linc your money questions in plain English. See the numbers and assumptions behind every answer.

1 month free, then $19/month. Cancel anytime.

Read-only connections. Your financial data is never used to train AI.

LSAMPLE DECISIONILLUSTRATIVE

Can one of us take four months of leave and still afford childcare?

THE SHORT ANSWER

Yes—if you build an $18K leave fund before the baby arrives.

See the assumptions

Saving $1,800 a month for ten months covers the unpaid leave, keeps the emergency fund intact, and avoids pausing retirement contributions.

LEAVE FUND$18KCHILDCARE$2.1K/moRETIREMENTUnchanged

∑ Open Show the Math to see the numbers behind the answer.

WHAT MOVES THE ANSWER

Compare paid and unpaid leave without losing sight of cash flow.

See when daycare costs begin and how long they overlap with leave.

Test whether a move belongs in the same plan or can wait.

WHAT LINC CHECKS FIRST

Income + benefitsCash savingsMonthly spendingChildcare estimatesRetirement contributions

START WITH THE DECISION