01 / RETIREMENT PLANNING

How long will my money last in retirement?

Connect your financial accounts and ask Linc when you could retire and how long your money could last. See the numbers and assumptions behind every answer.

Start free

Try free for 30 days. No credit card required.

LSAMPLE DECISIONILLUSTRATIVE

Are we saving enough to retire at 60 without cutting our lifestyle?

THE SHORT ANSWER

You are close. Saving $600 more each month puts the plan on track.

See the assumptions

At the current pace, the plan is short by about $110K. A small monthly increase closes most of the gap without changing the retirement date.

SAVING NOW$2.4K/moSAVING NEEDED$3K/moRETIREMENT AGE60
∑  Open Show the Math to see the numbers behind the answer.

WHAT MOVES THE ANSWER

Change one thing. See what happens.

01

Retirement age

See how 58, 60, or 62 changes the cushion.

02

Spending

Try different spending levels and see what your investments need to cover.

03

A bad start in the markets

See how the plan holds up if markets fall early in retirement.

WHAT LINC CHECKS FIRST

The numbers that can change the answer.

Connected accountsIncome + spendingSocial SecurityRates + inflationHistorical returns

START WITH THE DECISION

Bring your retirement planning question to Linc.

Start free
More financial planning questionsSee all questions →
EXPLORE ANOTHER DECISIONHOME BUYING→GROWING A FAMILY→PORTFOLIO ANALYSIS→RETIREMENT STRESS TEST→

BEFORE RETIREMENT

Retirement starts with the decisions before it.

Try a home, leave, or job change using the same accounts and goals.

01

Buying a home

Check the price and mortgage against the retirement date.

Explore the decision 02

Taking parental leave

See how time away changes cash flow and savings.

Explore the decision 03

Changing jobs

See whether your savings can cover an income gap before you move.

Explore the decision