04 / PORTFOLIO ANALYSIS

See the risk behind the ticker symbols.

Ask the question in your own words. Linc checks your accounts, goals, and the assumptions that can change the answer.

LSAMPLE DECISIONILLUSTRATIVE

Is our portfolio taking more risk than our plan needs?

THE SHORT ANSWER

Yes. At 92% equities, the plan has more downside than it needs.

A glide toward roughly 70% equities preserves the retirement target with a more resilient first decade.

EQUITIES NOW92%TARGET MIX~70%DECISIONDe-risk

∑ Every input, assumption, and calculation is inspectable.

WHAT MOVES THE ANSWER

Look through funds to see repeated sector and company exposure.

Translate a market fall into dollars and goal impact.

Compare risk reduction without losing sight of the plan.

WHAT LINC CHECKS FIRST

Brokerage holdingsFund-level detailPrice historyAsset allocationRetirement horizon

TRY IT WITH YOUR OWN NUMBERS